And you won’t need to do an ounce of research on your own: The Zebra will run all the numbers for you, without ever asking you to provide personal information. Not for good! Obviously, you need reliable car insurance to protect yourself and your vehicle. Ready to start earning 4% APY? Sign up in less than two minutes. Then, watch your bank maximize every dollar you save. Once you’re signed up, you can deposit checks and manage your account online and through the mobile app. You can open your own account online in just a few minutes without ever visiting a bank branch.
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With no fees or minimum balance requirements and more than 40,000 free ATMs nationwide with its rewards debit card, Current is completely transparent and offers a great way to watch your money grow. You can earn that rate on up to $2,000 worth of deposits for their free account, and up to $6,000 on a premium account.Ĭurrent’s basic account is free. Put your savings to work with Current, an online-only bank, and you’ll earn 4% APY, the highest savings interest rate in the country.
Yet we need at least some liquid cash on hand, accessible in case of an emergency. Here’s a depressing example: The current inflation rate is estimated to be around 8.3%, but the average interest rate on US savings accounts is 0.06%. If you’re tired of hustling or scrimping for a relatively small amount of cash, try some of the following tactics. For example, suppose you save $3 a day carrying that thermos of java. But tactics like shopping the sales, washing your own car and bringing coffee to work just don’t add up very fast.
Traditional money-saving activities are fine, over the long haul. It also affects your financial future in a big way: The more things cost now, the less you have for goals like a down payment on a home of your own or a healthy retirement fund. Inflation does more than eat away at your current budget.
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